How much does it cost to work with Paladin Retirement Advisors?

Paladin offers two complimentary discovery and evaluation sessions before discussing fees. If you decide to work with the firm, the fee structure is discussed transparently during the implementation session. Compensation is based on assets under management.

What makes Paladin different from other financial advisors?

Paladin provides comprehensive retirement planning using its proprietary Paladin Retirement Blueprint, FORM methodology, and 15% Solution. The firm coordinates retirement income planning, Social Security optimization, tax strategies, Medicare planning, long-term care protection, and estate planning coordination through a family-based practice.

Do I need to come to your Newtown office, or can we meet virtually?

Both options are available. Clients can meet in person at Paladin's Newtown office at 532 Durham Rd, Suite 101, Newtown, Pennsylvania, or use secure video conferencing for virtual meetings.

How long does the planning process take?

Paladin's three-session planning journey typically unfolds over about three weeks, depending on the client's schedule.

Can you help with Social Security claiming decisions?

Yes. Social Security optimization is one of Paladin's core services. The firm analyzes claiming strategies based on factors such as marital status, health, other income sources, and long-term goals.

Do you work with people who are already retired, or only those planning to retire?

Paladin works with both pre-retirees and people who are already retired, providing planning for retirement readiness as well as ongoing income management, tax planning, Medicare guidance, and portfolio oversight.

What happens if I already have a financial advisor?

Paladin offers prospective clients the opportunity to receive a second opinion through its complimentary evaluation process so they can compare approaches and decide whether a change makes sense for their situation.

Our Investment Partner

Strategic Alliances

Great retirement planning is built on more than one person’s expertise. To give Bucks County families institutional-caliber investment management, Paladin Retirement Advisors works alongside Gradient Investments, LLC — pairing our comprehensive, fiduciary planning with a team of seasoned portfolio managers.

Institutional Money Management, Backed by a Team You Can Name

When you work with Paladin, your plan is built around your family, your goals, and your future. Behind the investment side of that plan stands Gradient Investments, LLC — an independent, privately-owned, fee-based, SEC-registered investment advisor that provides professional money management services.

Gradient serves individuals, employer-sponsored pension plans, foundations, endowments, and corporations, primarily through exchange-traded funds (ETFs) and individual equities within separately managed accounts. This alliance means the strategy guiding your investments is shaped by portfolio managers who have spent their careers managing money at an institutional level — the kind of depth most independent advisory firms simply can’t offer on their own.

For you, it’s the best of both worlds: the personal, relationship-first planning Jeff and Beth Beyer are known for, supported by a professional investment team with decades of combined experience and industry recognition.

Gradient Investments, LLC

Professional Money Management

Independent & privately owned
Fee-based, SEC-registered advisor
ETFs & equities in separately managed accounts
Serves individuals, pensions, foundations & endowments
CFA® charter-holding portfolio managers

The Portfolio Managers Behind Your Investments

Michael Binger, CFA®

President, Gradient Investments, LLC

As President, Michael is the leader of Gradient Investments and has been with the firm since 2012. He brings more than 35 years of industry experience, including prior roles managing multi-billion-dollar portfolios for an institutional asset manager. Michael is a CFA® charter holder and is a frequent contributor on CNBC, Fox Business, Barron’s, and the Wall Street Journal.

CFA® CHARTER HOLDER

Keith Gangl, CFA®

Senior Portfolio Manager, Gradient Investments, LLC

Keith joined Gradient Investments in 2018 and has more than 30 years of industry experience. Prior roles include senior portfolio manager for a large institutional asset management firm, managing a multi-billion-dollar portfolio. Keith is a CFA® charter holder, managed a Lipper Award-winning mutual fund, and has been featured in media outlets such as CNBC, Bloomberg, Investor’s Business Daily, Nasdaq and Reuters.

CFA® CHARTER HOLDER

Kyle Bergacker, CFA®

Portfolio Manager, Gradient Investments, LLC

Kyle joined Gradient Investments in 2025 and has more than 15 years of financial services experience. Prior roles include portfolio manager with a couple of large international institutional asset management firms, he also was an advisor with a retail wealth advisory firm. Kyle has developed experience with financial advice, asset allocation, and investment analysis across the asset spectrum. He is a CFA® charter holder and has appeared on the Schwab network.

CFA® CHARTER HOLDER

Your Plan, Backed by a Team That Knows Your Name

Curious how this partnership strengthens your retirement strategy? Let’s talk it through during your complimentary Discovery Session — no pressure, just honest guidance.

Or call us at (215) 860-3101

This endorsement of Gradient Investments, LLC is provided by an investment advisor who refers clients to Gradient Investments, LLC. A conflict of interest exists because this investment advisor receives a portion of the annual management fee charged by Gradient Investments, LLC, based on the assets under management of this investment advisor’s clients. This endorsement could assist in the investment advisor increasing the assets placed with Gradient Investments, LLC, and therefore their compensation. These investment advisors are not affiliated with or supervised by Gradient Investments, LLC.

Endorsing investment advisor is also a client of Gradient Investments, LLC.