Southampton is an established community in Upper Southampton Township that grew quickly in the 1950s and 1960s. Many families here are now asking the same question: how do we turn a lifetime of savings into a steady income? Paladin Retirement Advisors helps answer it from our office in Newtown, about 15 to 20 minutes away.
We have served Bucks County families since 2009. Jeff and Beth Beyer work with each client directly, building a clear, written plan for the years after work, with no jargon and no sales pitch.
Many Southampton families reach retirement with savings spread across several accounts and no plan to turn them into income. We bring those pieces together into one clear plan.
You work directly with Jeff and Beth Beyer, a husband and wife team and Washington Crossing residents for 25 years.
Our Newtown office is about 15 to 20 minutes from Southampton, with easy parking. Secure video meetings are also available.
Two complimentary sessions, Discovery and Evaluation, include analysis reports before you make any commitment.
We are legally and ethically bound to put your interests first, so our advice starts with your situation.
Each service below connects to the others. We plan them together so one decision supports the next.
We coordinate Social Security, pensions, and savings withdrawals into a monthly income plan, so you can see where your money is expected to come from.
When you claim affects your benefit for the rest of your life. We compare claiming options for you and your spouse before you file.
Old workplace plans are easy to lose track of after a job change. We review your options and help you decide whether to consolidate, with attention to fees and taxes.
The order you draw from accounts can change what you owe over time. We plan withdrawals and review Roth conversions with an eye on taxes and Medicare premium surcharges.
A long-term care need can put pressure on your savings and your home. We look at ways to plan for that risk that fit your budget.
Medicare comes with deadlines and trade-offs. We explain your choices, including Medicare Supplement and Medicare Advantage, and help you compare coverage.
We work alongside your estate planning attorney so your accounts, beneficiary designations, and Southampton home line up with your wishes.
Funeral and burial costs can fall on family at a hard time. We help you put coverage in place so those costs are planned for ahead of time.
Retirement is about more than a portfolio. Our FORM method plans around Family, Occupation, Recreation, and Money, so your plan reflects the life you want after work.
We allocate no more than 15% of a portfolio to protect against the "what ifs," such as long-term care, liability, final expenses, taxes at death, Medicare gaps, and essential legal documents.
You get two complimentary sessions, with analysis reports, before becoming a client. The third meeting, the Implementation Session, puts your plan into action.
From Tamanend Park to Street Road, these local factors shape how we plan with Southampton families.
Upper Southampton grew from about 2,000 residents in 1950 to nearly 14,000 by 1970. We help you plan for upkeep on older homes or weigh downsizing.
Upper Southampton is in the Centennial School District, while some Southampton addresses fall in the Council Rock School District. We factor both into property tax and home decisions.
Upper Southampton's median age is higher than Bucks County's. We help you time Medicare, Social Security, and your retirement date in the right order.
Southampton borders Montgomery County, about 18 miles north of Philadelphia. If job changes left 401(k)s and pensions scattered, we gather them into one clear picture.
Retirement is about more than a portfolio. Our FORM method plans around Family, Occupation, Recreation, and Money, so your plan reflects the life you want after work.
We allocate no more than 15% of a portfolio to protect against the "what ifs," such as long-term care, liability, final expenses, taxes at death, Medicare gaps, and essential legal documents.
You get two complimentary sessions, with analysis reports, before becoming a client. The third meeting, the Implementation Session, puts your plan into action.
Along with Southampton, we work with families in communities across Bucks County, including:
Newtown
Home of our office on Durham Road
Wrightstown
Rural township next to Newtown
Doylestown
The Bucks County seat
Yardley
Borough along the Delaware River
Langhorne
Historic borough in Lower Bucks County
New Hope
River town on the Delaware
Levittown
Planned community in Lower Bucks County
Richboro
Just up Second Street Pike in Northampton Township
Throughout Bucks County
Served from our Newtown office
Our office at 532 Durham Rd., Suite 101 in Newtown is about 15 to 20 minutes from Southampton. The usual route heads north on Second Street Pike (Route 232) to Richboro, then east on Newtown-Richboro Road (Route 332) toward Newtown. Parking is easy when you arrive.
Prefer to meet from home? We also offer secure video meetings.
Yes. Paladin Retirement Advisors serves families throughout Bucks County, including Southampton. Clients can meet at the firm's Newtown office or use virtual meetings when preferred.
The transition from saving to spending requires coordinating Social Security, pensions, investments, retirement accounts, and other income sources. A retirement income plan can help determine which resources may fund expenses at different stages of retirement while considering taxes and investment risk.
They should be considered as parts of the same retirement picture. Social Security can affect household income, while Medicare enrollment and income-related premiums can interact with tax and withdrawal decisions. Coordinating the timing of these decisions can help avoid treating one choice in isolation.
A housing change can affect monthly expenses, available cash, taxes, investment assets, and future estate goals. Before making a major housing decision in retirement, it can be useful to evaluate how the change fits with your overall income and financial plan.