Local, fiduciary guidance for Northampton Township families, just up the road from our Newtown office.
Richboro sits in the heart of Northampton Township, a close-knit Bucks County community where families put down roots and stay for decades. Our office is about 10 minutes away in Newtown, an easy drive along Newtown-Richboro Road (Route 332). That means real retirement planning from advisors who know your area, without a long trip into Philadelphia.
We have served Bucks County families since 2009. Many of the people we work with live right here in Richboro and nearby Holland and Churchville, and they value advisors who take the time to understand their full picture. When you sit down with us, you work directly with Jeff and Beth Beyer, not a rotating cast of junior staff.
Retirement decisions feel bigger when the advice is unclear. Here is how we help Levittown families move forward with confidence.
Many Richboro families feel like a number at large firms. That happens because big offices hand you off to whoever is free that day. With us, you work directly with Jeff and Beth Beyer, a husband and wife team who learn your name, your goals, and your family.
Driving into the city for a meeting is a hassle, and it gets harder in retirement. Our Newtown office is only about 10 minutes from Richboro. You get easy parking and a friendly, ground-floor space, so coming in for a review is simple whenever you need guidance.
It is hard to trust an advisor when you feel a sales pitch coming. Our process is built the opposite way. You get two complimentary sessions with written analysis before you ever become a client, so you can judge our work first.
Not every advisor is required to act in your best interest, and some earn commissions that can pull them another way. As fiduciaries, we are legally and ethically bound to put your interests first on every recommendation we make.
We help you turn savings, Social Security, and pensions into a steady monthly income plan. You will see where your income can come from in each year of retirement.
The timing of your claim affects your lifetime benefits. We review claiming strategies many people overlook so you can make an informed decision that fits your situation.
When you retire or change employers, old accounts can be consolidated. We help you review fees, investment options, and rollover choices so you can avoid costly mistakes.
The order you draw from your accounts affects what you keep. We plan withdrawals and Roth conversions to help manage taxes and Medicare premium surcharges.
A long-term care event can put your Richboro home and savings at risk. We build protection strategies that fit your budget and your goals, without over-insuring.
Medicare choices are confusing, and the wrong pick can cost you. We help you understand your options and choose coverage that fits your health needs.
We work with your estate attorney so your Richboro property and assets pass the way you intend, with fewer delays and less tax exposure.
Funeral and burial costs can catch a family off guard. We help you plan affordable coverage so your savings stay with the people you love.
Our Roadmap uses the FORM method to plan your whole life after work, not just your portfolio. We look at Family, Occupation, Recreation, and Money together.
We allocate no more than 15% of your portfolio to protect against the "what ifs" of retirement. That covers long-term care, liability, final expenses, taxes at death, Medicare gaps, and essential legal documents.
You get two complimentary sessions with written analysis reports before you ever become a client. There is no pressure and no obligation.
Many Richboro homes are single-family Colonials and ranches on roomy lots with mature landscaping. Over time, the upkeep and cost of a larger property add up. We help you decide whether staying put or downsizing makes more sense, and how your home equity fits your income plan.
Richboro is part of the Council Rock School District, and strong schools help support local home values. Even in retirement, that shapes your property taxes and what your home is worth. We factor this in when we talk about staying, selling, or gifting your home.
Plenty of Richboro retirees raised their families here and want to stay near their kids, grandkids, the Civic Center, and the Free Library. The pull to help adult children is real. We help you support family in a way that does not put your own security at risk.
Northampton Township offers parks, trails, the Recreation Center on Newtown-Richboro Road, and the nearby Churchville Nature Center. Staying active costs money over a long retirement. We build income and long-term care plans so a health event does not derail the lifestyle you want.
We explain everything in words you can use. No jargon and no confusion, just clear guidance you can act on.
Income, Social Security, taxes, investments, Medicare, long-term care, and estate coordination all work together in one plan, under one roof.
We are legally and ethically bound to put your interests first. Our advice is based on what is right for you, not what pays us more.
Jeff and Beth run Paladin together and treat clients like extended family. That personal touch is something larger, more impersonal firms often struggle to offer.
While many of our clients call Richboro home, we also work with families across this part of Bucks County:
Newtown – Our office location, about 10 minutes away
Holland – Neighboring community in Northampton Township
Churchville – Also in Northampton Township, home to the Churchville Nature Center
Southampton – Just south along Second Street Pike (Route 232)
Wrightstown – Neighboring community to the north
Our Newtown office at 532 Durham Rd is about a 10-minute drive from Richboro along Newtown-Richboro Road (Route 332). The route is straightforward, and there is plenty of parking when you arrive.
If you would rather meet from home, we also offer secure video meetings. You get the same comprehensive planning, in person or on screen, whichever works for you.
Paladin's office is located in nearby Newtown, and virtual and phone meetings are also available. Prospective clients can begin with a complimentary Discovery Session to learn about the firm's retirement planning process.
Yes. Decisions involving Social Security, pensions, investment withdrawals, Medicare, taxes, beneficiaries, and estate planning can affect both spouses. Coordinated planning can help identify how household income and expenses may change throughout retirement and after the death of either spouse.
No. Consolidation may simplify management, but it can also affect fees, investments, withdrawal options, protections, and tax planning. Each account should be evaluated before deciding whether combining retirement assets is appropriate.
A retirement strategy should be reviewed periodically and after significant changes such as retirement, major market movements, changes in spending, health events, the death of a spouse, tax-law changes, or major financial decisions. The plan should evolve as your circumstances change.