New Years Resolution We all make them…every year. When was the last time you made a Financial New Year’s Resolution? Let this year be the year! You can challenge yourself in many different ways. Do a budget and cut your expenses, give your savings a boost by paying yourself first or upping the percentage you…

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It’s that time of year again. It kicks off on Black Friday, next is  Cyber Monday and after that everyone is off and running, sometimes with credit cards in hand. There are some great bargains to be had no doubt. Do you factor in this time of year in your budget? Do you set aside…

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Nobody likes to be blindsided period, but certainly not when it comes to your money and finances.  If you have investments and look at your statements when you receive them, you may believe you have a pretty good handle on the fees you are paying. Now ask yourself, do you really? Can you answer that…

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Other than balancing a checkbook and paying bills I have had very little experience in finance. I know I have great credit, I understand about loan rates, I know what a 401K is and why I should have one (which I do) but the rest was unfamiliar. I think I did what most people do,…

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When it comes to retirement preparation, a common benchmark goal is having one’s mortgage paid off. This typically removes a large, ongoing payment from the budget and can reduce retirement expenses substantially. Some people even schedule their retirement just after their final payment date. Here’s an even better idea: Schedule your retirement date six months…

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Whenever a presidential election comes around, Americans can expect to hear more about the campaign trail and less about upcoming bills and legislations. There is no exception with the 2020 election looming on the horizon. As of July 1st, the largely Democratic House of Representatives had passed 169 bills in 2019, while the Republican-majority Senate had…

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There are certain topics that are taboo in everyday conversation. Religion, politics, and of course, money. It’s uncomfortable to discuss finances with friends and family, and it’s an even worse topic to confront when tragedy strikes, such as a family death. No one wants to think about what would happen if a parent dies or…

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Living in the modern era, we are fortunate enough to experience the rise of many advancements. New forms of technology, medicine, and science give many people hope for the future. However, the average American might not feel so hopeful when it comes to finances. When a group of American adults were recently surveyed, the Federal…

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There are certain topics that are taboo in everyday conversation. Religion, politics, and of course, money. It’s uncomfortable to discuss finances with friends and family, and it’s an even worse topic to confront when tragedy strikes, such as a family death. No one wants to think about what would happen if a parent dies or…

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